Interest Rates

This online rate sheet does not include all products offered by KS StateBank. For additional product and rate information, please contact us at 800-588-6805 or visit one of our branch locations

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  INTEREST RATE APY MINIMUM TO OPEN NOTES
Checking PLUS 1.88% 1.90% $100 Assuming all requirements are met within the statement cycle for balances up to $25,000; rate on balances over $25,000 is 0.50%, 0.50% APY. If qualifications are not met, rate drops to 0.25%, 0.25% APY on all balances.
Simple Savings 0.50% 0.50% $100  
Advantage Money Market ($0-$2,499) 0.00% 0.00% $2,500  
Advantage Money Market ($2,500-$24,999) 0.30% 0.30% $2,500  
Advantage Money Market ($25,000-$99,999) 0.50% 0.50% $2,500  
Advantage Money Market ($100,000+) 0.70% 0.70% $2,500  
1 Year CD/IRA 0.55% 0.55% $500  
2 Year CD/IRA 0.75% 0.75% $500  
27 Month Jump Up CD Special 1.00% 1.00% $1,000 Jump Up option allowed one time during term of CD/IRA if rate of same term/product goes up. Requests for “jump” can be submitted only in person, by telephone or by Online Banking Secure Message.
3 Year CD/IRA 1.19% 1.20% $500  
4 Year CD/IRA 1.49% 1.50% $500  
5 Year CD/IRA 1.59% 1.60% $500  
Business Money Market ($0-$24,999) 0.25%   $100  
Business Money Market ($25,000-$49,999) 0.35%   $100  
Business Money Market ($50,000 and over) 0.50%   $100  

 

FOR ALL ACCOUNTS LISTED: APY means Annual Percentage Yield. Rates are subject to change without notice. APY assumes the interest rate remains constant and all interest is credited to the account monthly. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). If an interest bearing account is closed before the interest is credited, you will receive the accrued interest. Certain restrictions may apply. Fees may reduce your earnings.

CHECKING PLUS: The statement cycle cutoff date is the 5th of each month (or the first business day thereafter if the 5th falls on a weekend or holiday). Interest rate and Annual Percentage Yield (APY) may change after the account is open. The minimum balance to obtain the APY is $0.01. The daily collected balance method is used to calculate interest. This method applies a daily periodic rate to the principal in the account each day.

SIMPLE SAVINGS: Interest rate and Annual Percentage Yield (APY) may change after the account is open. The minimum balance to obtain the APY is $0.01. The daily collected balance method is used to calculate interest. This method applies a daily periodic rate to the principal in the account each day. This account requires Online Banking and E-Statements. If you opt to receive paper statements, a per statement fee of $2 will apply.

ADVANTAGE MONEY MARKET: Interest rate and Annual Percentage Yield (APY) may change after the account is open. The minimum balance to obtain the APY is $2,500. Interest is calculated on the average daily collected balance. This method applies a daily periodic rate to the average daily collected balance in the account for the period, determined by adding the full amount of principal in the account for each day of the period and dividing that figure by the number of days in the period. This account requires Online Banking and E-Statements. If you opt to receive paper statements, a per statement fee of $2 will apply.

CERTIFICATES OF DEPOSIT AND INDIVIDUAL RETIREMENT ACCOUNTS: The daily collected balance method is used to calculate interest. This method applies a daily periodic rate to the principal in the account each day. You may be charged a substantial penalty for early withdrawals. Jump Up option allowed one time during term of CD/IRA if rate of same term/product goes up. Requests for “jump” can be submitted only in person, by telephone or by Online Banking Secure Message.

BUSINESS MONEY MARKET: Interest rate and Annual Percentage Yield (APY) may change after the account is open. The minimum balance to obtain interest is $0.01. Interest is calculated on the daily collected balance. This method applies a daily periodic rate to the principal in the account each day.

  

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