Mortgage Calculators

Here are some easy-to-use online mortgage-related calculators to help you answer some common mortgage questions. If you find these calculators useful, be sure to bookmark this page.

  

Mortgage Loan Calculator
The Mortgage Calculator will Generate an estimated amortization schedule for your current mortgage, and see how much interest you could pay—and your estimated principal balances. You can even determine the impact of any principal prepayments.
 
Mortgage Qualifier
Determine your budget for buying a house by stepping through the process of finding out how much you can borrow, using this calculator.
 
Bi-Weekly Mortgage Calculator
How much money could you save by paying 1/2 of your normal monthly payment every two weeks? This practice accelerates your mortgage payoff... by the end of each year, you will have made the equivalent of 13 monthly payments instead of 12. You could shave years off your mortgage and save thousands of dollars in interest. Use this mortgage calculator to see how much.
 
Mortgage Refinance Breakeven
How long will it take to breakeven on a mortgage refinance? That depends on a multitude of factors including your current interest rate, the new potential rate, closing costs and how long you plan to stay in your home. Sort through the confusion and determine if refinancing your mortgage is a sound financial decision using this mortgage calculator.
 
Refinance Interest Savings
How much interest can you save if you refinance your mortgage? This mortgage calculator helps you find out! Enter the specifics about your current mortgage, along with your current appraised value, new loan term, rate and closing costs. This will determine how much interest refinancing can save you. In addition, it will calculate the number of months to breakeven on closing costs with your reduced monthly payment.
 
Rent vs. Buy
Should you rent or should you buy your home? It takes more than looking at your mortgage payment to answer this question. This calculator helps you weed through the fees, taxes and monthly payments to help you make a decision between these two options. This report is based on the original purchase price, fees and taxes payable at that time (insurance and tax costs can fluctuate from year to year).
 
Mortgage Payoff Calculator
How much interest can you save by increasing your mortgage payment? This financial mortage calculator helps you find out.
 
Mortgage APR Calculator
Use this mortage calculator to determine the Annual Percentage Rate (APR) for your mortgage, and generate a full amortization schedule—either by year or by month.
 
Mortgage Points Calculator
Should you buy points? Buying points when you close your mortgage can reduce its interest rate, which in turn reduces your monthly payment. But each "point" will cost you 1% of your mortgage balance. This mortgage calculator helps you determine if you should pay for points, or use the money to increase your down payment.
 
Mortgage Comparison: 15 Years vs. 30 Years
Determining which mortgage term is right for you can be a challenge. With a 15 year mortgage you will pay significantly less interest than on a 30 year mortgage, but only if you can afford the higher monthly payment. Use this mortgage calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
 
Adjustable Rate Mortgage (ARM) Calculator
Adjustable rate mortgages (ARMs) can provide attractive interest rates, but your payment is not fixed. This mortage calculator helps you to determine what your adjustable mortgage payments may be.
 
Mortgage Tax Savings Calculator
Interest paid on a mortgage is tax deductible if you itemize on your tax return. So are points that are paid to lower your interest rate. Use this mortage calculator to determine how much you could save in income taxes.
 
Reverse Mortgage Calculator
Use this mortgage calculator to help determine the balance of a reverse mortgage. It's specifically designed to show you how the outstanding balance of a reverse mortgage can rapidly grow over a period of time.

      

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